Auto Insurance

When driving in the state of Arizona, you are required to carry auto insurance coverage on every motor vehicle you drive, and if stopped by a police officer you will need to present proof of insurance or the state may suspend your driver's license or vehicle registration. Additionally, before registering a vehicle in the state of Arizona, you must show proof of financial responsibility through a certificate of insurance, certificate of deposit, bond, or cash in the amount of $40,000.

Required Car Insurance Coverage In Arizona

Arizona requires drivers to carry the following auto insurance coverage that meets or exceeds the minimum levels:

• Bodily Injury Liability Coverage ‐ Pays for bodily injury to others if you are determined to be legally responsible due to an auto accident or collision in which you were involved. Minimum $15,000 per person / $30,000 per accident.
• Property Damage Liability Coverage ‐ Protects against liability for damage you may cause to vehicles or property of others. Minimum $10,000 per accident.
• Uninsured Motorist Coverage/Bodily Injury ‐ Protects you or the passengers in your vehicle for bodily injury sustained by you, or passengers in your vehicle, in an accident that involves a driver with no liability coverage. Minimum $15,000 per person and $30,000 per accident.
• Underinsured Motorist Coverage/Bodily Injury ‐ Covers you or the passengers in your vehicle for bodily injury sustained by you, or passengers in your vehicle, in an accident that involves a driver who has insufficient insurance to cover you or your passenger's injuries. Minimum $15,000 per person and $30,000 per accident.

Why wait any longer to begin exploring automobile insurance rates and policy options? Prime Choice Insurance & Financial Consultants LLC makes it easy to do just that. Use our online rating tool to get a quote today, or give us a call to talk to an expert.